{
  "dataset": "BoB DeFi Bitcoin Rate Index history (aggregate daily series)",
  "description": "One point per daily snapshot at 14:00 UTC. All metrics are for USDC markets with shared pools counted once. avg_rate is TVL-weighted; avg_utilization is TVL-weighted (total borrowed / total supplied); market_count is the number of distinct USDC pools. Per-market detail is published on the site, not in this download.",
  "publisher": "borrow/on/bitcoin (Sypher Capital)",
  "source": "https://borrowonbitcoin.com/rates",
  "license": "Free to use with attribution and a link to borrowonbitcoin.com. No bulk redistribution or resale without written permission.",
  "terms_url": "https://borrowonbitcoin.com/terms",
  "attribution": "BoB DeFi Bitcoin Rate Index, borrow/on/bitcoin (borrowonbitcoin.com).",
  "dataset_id": "bob-defi-rix-a7c29b41",
  "index_basis": "TVL-weighted average variable borrow rate (APR%) for USDC across all active tracked DeFi markets, with shared pools (one USDC market listed under multiple BTC collateral types) counted once. Snapshotted daily at 14:00 UTC.",
  "snapshot_time": "14:00 UTC daily",
  "units": {
    "avg_rate": "percent APR (variable)",
    "median_rate": "percent APR (variable)",
    "low_rate": "percent APR (variable)",
    "high_rate": "percent APR (variable)",
    "avg_utilization": "percent"
  },
  "point_count": 42,
  "coverage": {
    "from": "2026-06-24",
    "to": "2026-08-04"
  },
  "series": [
    {
      "captured_on": "2026-06-24",
      "avg_rate": 4.29,
      "median_rate": 4.09,
      "low_rate": 2.08,
      "high_rate": 7.98,
      "avg_utilization": 89,
      "market_count": 11
    },
    {
      "captured_on": "2026-06-25",
      "avg_rate": 4.26,
      "median_rate": 4.11,
      "low_rate": 3.56,
      "high_rate": 8.14,
      "avg_utilization": 90,
      "market_count": 10
    },
    {
      "captured_on": "2026-06-26",
      "avg_rate": 4.26,
      "median_rate": 4.16,
      "low_rate": 3.56,
      "high_rate": 7.32,
      "avg_utilization": 90,
      "market_count": 10
    },
    {
      "captured_on": "2026-06-27",
      "avg_rate": 4.35,
      "median_rate": 5.39,
      "low_rate": 3.56,
      "high_rate": 7.6,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-06-28",
      "avg_rate": 4.29,
      "median_rate": 4.55,
      "low_rate": 3.56,
      "high_rate": 7.2,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-06-29",
      "avg_rate": 4.29,
      "median_rate": 4.54,
      "low_rate": 3.55,
      "high_rate": 14.06,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-06-30",
      "avg_rate": 4.6,
      "median_rate": 4.84,
      "low_rate": 3.56,
      "high_rate": 17.33,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-01",
      "avg_rate": 5.94,
      "median_rate": 6.38,
      "low_rate": 3.58,
      "high_rate": 12.13,
      "avg_utilization": 91,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-02",
      "avg_rate": 4.92,
      "median_rate": 5.1,
      "low_rate": 3.76,
      "high_rate": 8.54,
      "avg_utilization": 90,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-03",
      "avg_rate": 4.23,
      "median_rate": 4.59,
      "low_rate": 3.58,
      "high_rate": 7.86,
      "avg_utilization": 88,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-04",
      "avg_rate": 4.22,
      "median_rate": 4.47,
      "low_rate": 3.58,
      "high_rate": 7.99,
      "avg_utilization": 87,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-05",
      "avg_rate": 4.2,
      "median_rate": 4.47,
      "low_rate": 3.58,
      "high_rate": 8.03,
      "avg_utilization": 87,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-06",
      "avg_rate": 4.2,
      "median_rate": 5.18,
      "low_rate": 3.56,
      "high_rate": 7.88,
      "avg_utilization": 87,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-07",
      "avg_rate": 4.21,
      "median_rate": 5.34,
      "low_rate": 3.57,
      "high_rate": 8.4,
      "avg_utilization": 87,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-08",
      "avg_rate": 4.24,
      "median_rate": 5.43,
      "low_rate": 3.82,
      "high_rate": 8.02,
      "avg_utilization": 88,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-09",
      "avg_rate": 4.35,
      "median_rate": 5.62,
      "low_rate": 3.87,
      "high_rate": 8.14,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-10",
      "avg_rate": 4.33,
      "median_rate": 5.35,
      "low_rate": 3.86,
      "high_rate": 7.88,
      "avg_utilization": 90,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-11",
      "avg_rate": 4.33,
      "median_rate": 6.05,
      "low_rate": 3.86,
      "high_rate": 8.09,
      "avg_utilization": 90,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-12",
      "avg_rate": 4.39,
      "median_rate": 5.49,
      "low_rate": 3.89,
      "high_rate": 9,
      "avg_utilization": 90,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-13",
      "avg_rate": 4.43,
      "median_rate": 5.48,
      "low_rate": 3.93,
      "high_rate": 9.81,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-14",
      "avg_rate": 4.47,
      "median_rate": 5.66,
      "low_rate": 3.96,
      "high_rate": 8.48,
      "avg_utilization": 90,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-15",
      "avg_rate": 4.48,
      "median_rate": 5.43,
      "low_rate": 3.6,
      "high_rate": 10.01,
      "avg_utilization": 90,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-16",
      "avg_rate": 4.31,
      "median_rate": 5.2,
      "low_rate": 3.95,
      "high_rate": 8.48,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-17",
      "avg_rate": 4.27,
      "median_rate": 5.16,
      "low_rate": 3.57,
      "high_rate": 8.19,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-18",
      "avg_rate": 4.29,
      "median_rate": 5.37,
      "low_rate": 3.85,
      "high_rate": 8.44,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-19",
      "avg_rate": 4.26,
      "median_rate": 5.43,
      "low_rate": 3.58,
      "high_rate": 8.22,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-20",
      "avg_rate": 4.27,
      "median_rate": 5.23,
      "low_rate": 3.69,
      "high_rate": 8.19,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-21",
      "avg_rate": 4.54,
      "median_rate": 6.09,
      "low_rate": 3.86,
      "high_rate": 8.09,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-22",
      "avg_rate": 4.85,
      "median_rate": 5.6,
      "low_rate": 3.88,
      "high_rate": 10.85,
      "avg_utilization": 89,
      "market_count": 14
    },
    {
      "captured_on": "2026-07-23",
      "avg_rate": 4.34,
      "median_rate": 5.67,
      "low_rate": 2.18,
      "high_rate": 8.41,
      "avg_utilization": 89,
      "market_count": 15
    },
    {
      "captured_on": "2026-07-24",
      "avg_rate": 4.36,
      "median_rate": 4.98,
      "low_rate": 2.14,
      "high_rate": 8.91,
      "avg_utilization": 89,
      "market_count": 15
    },
    {
      "captured_on": "2026-07-25",
      "avg_rate": 4.42,
      "median_rate": 5.41,
      "low_rate": 2.14,
      "high_rate": 8.41,
      "avg_utilization": 89,
      "market_count": 15
    },
    {
      "captured_on": "2026-07-26",
      "avg_rate": 4.57,
      "median_rate": 5.59,
      "low_rate": 2.14,
      "high_rate": 8.09,
      "avg_utilization": 89,
      "market_count": 15
    },
    {
      "captured_on": "2026-07-27",
      "avg_rate": 4.38,
      "median_rate": 4.85,
      "low_rate": 2.14,
      "high_rate": 8.41,
      "avg_utilization": 89,
      "market_count": 15
    },
    {
      "captured_on": "2026-07-28",
      "avg_rate": 4.42,
      "median_rate": 5.24,
      "low_rate": 2.14,
      "high_rate": 7.65,
      "avg_utilization": 89,
      "market_count": 15
    },
    {
      "captured_on": "2026-07-29",
      "avg_rate": 4.49,
      "median_rate": 5.4,
      "low_rate": 1.65,
      "high_rate": 7.39,
      "avg_utilization": 89,
      "market_count": 16
    },
    {
      "captured_on": "2026-07-30",
      "avg_rate": 4.36,
      "median_rate": 4.96,
      "low_rate": 1.65,
      "high_rate": 7.43,
      "avg_utilization": 89,
      "market_count": 16
    },
    {
      "captured_on": "2026-07-31",
      "avg_rate": 4.44,
      "median_rate": 5.93,
      "low_rate": 1.65,
      "high_rate": 8.84,
      "avg_utilization": 90,
      "market_count": 16
    },
    {
      "captured_on": "2026-08-01",
      "avg_rate": 4.39,
      "median_rate": 6.03,
      "low_rate": 1.66,
      "high_rate": 8,
      "avg_utilization": 89,
      "market_count": 16
    },
    {
      "captured_on": "2026-08-02",
      "avg_rate": 4.38,
      "median_rate": 5.43,
      "low_rate": 1.66,
      "high_rate": 11.91,
      "avg_utilization": 89,
      "market_count": 16
    },
    {
      "captured_on": "2026-08-03",
      "avg_rate": 4.36,
      "median_rate": 5.29,
      "low_rate": 1.66,
      "high_rate": 7.65,
      "avg_utilization": 89,
      "market_count": 16
    },
    {
      "captured_on": "2026-08-04",
      "avg_rate": 4.68,
      "median_rate": 6.25,
      "low_rate": 4,
      "high_rate": 7.14,
      "avg_utilization": 87,
      "market_count": 4
    }
  ]
}