{
  "dataset": "BoB DeFi Bitcoin Rate Index history (aggregate daily series)",
  "description": "One point per daily snapshot at 14:00 UTC. avg_rate/median_rate/low_rate/high_rate are for USDC markets. avg_utilization and market_count cover all tracked markets (USDC + USDT). Per-market detail is published on the site, not in this download.",
  "publisher": "borrow/on/bitcoin (Sypher Capital)",
  "source": "https://borrowonbitcoin.com/onchain-rates",
  "license": "Free to use with attribution and a link to borrowonbitcoin.com. No bulk redistribution or resale without written permission.",
  "terms_url": "https://borrowonbitcoin.com/terms",
  "attribution": "BoB DeFi Bitcoin Rate Index, borrow/on/bitcoin (borrowonbitcoin.com).",
  "dataset_id": "bob-defi-rix-a7c29b41",
  "index_basis": "Simple average variable borrow rate (APR%) for USDC across all active tracked DeFi markets, snapshotted daily at 14:00 UTC.",
  "snapshot_time": "14:00 UTC daily",
  "units": {
    "avg_rate": "percent APR (variable)",
    "median_rate": "percent APR (variable)",
    "low_rate": "percent APR (variable)",
    "high_rate": "percent APR (variable)",
    "avg_utilization": "percent"
  },
  "point_count": 1,
  "coverage": {
    "from": "2026-06-24",
    "to": "2026-06-24"
  },
  "series": [
    {
      "captured_on": "2026-06-24",
      "avg_rate": 4.19,
      "median_rate": 3.95,
      "low_rate": 1.46,
      "high_rate": 7.79,
      "avg_utilization": 77,
      "market_count": 19
    }
  ]
}