{"source":"BoB Bitcoin Loan Rate Index, borrow/on/bitcoin","description":"Aggregated US Bitcoin-backed loan market statistics (effective APR for a $100k loan at 50% LTV), verified daily.","summary":"As of 2026-10-10, US Bitcoin-backed loans average 10.42% APR for a $100,000 loan at 50% LTV (range 8.75%–11.49%, median 10.74%) across 6 tracked lenders, with maximum LTVs up to 75%. Source: BoB Bitcoin Loan Rate Index, borrowonbitcoin.com.","url":"https://borrowonbitcoin.com/rates","methodology_url":"https://borrowonbitcoin.com/methodology","currency":"USD","metric_basis":"Average effective APR for a standard $100,000 loan at 50% LTV across in-index lenders","average_apr":10.42,"lowest_apr":8.75,"median_apr":10.74,"highest_apr":11.49,"average_max_ltv":61,"highest_ltv":75,"lenders_tracked":6,"last_updated":"2026-10-10","attribution":"borrowonbitcoin.com","license":"Free to cite with attribution and a link to borrowonbitcoin.com. No bulk redistribution or resale of the dataset without written permission.","terms_url":"https://borrowonbitcoin.com/terms","dataset_id":"bob-rix-c4f81a92"}