{"source":"BOB Bitcoin Loan Rate Index, borrow/on/bitcoin","description":"Aggregated US Bitcoin-backed loan market statistics, verified weekly.","summary":"As of 2026-06-12, US Bitcoin-backed loans range from 7.25% to 10% published starting APR (median 8.37%) across 6 tracked lenders, with maximum LTVs up to 75%. Source: BOB Bitcoin Loan Rate Index, borrowonbitcoin.com.","url":"https://borrowonbitcoin.com/rates","methodology_url":"https://borrowonbitcoin.com/methodology","currency":"USD","metric_basis":"Published starting (floor) APR and maximum LTV across in-index lenders","average_apr":8.58,"lowest_apr":7.25,"median_apr":8.37,"highest_apr":10,"average_max_ltv":61,"highest_ltv":75,"lenders_tracked":6,"last_updated":"2026-06-12","attribution":"borrowonbitcoin.com","license":"Free to cite with attribution and a link to borrowonbitcoin.com."}