Lender Comparison
Arch vs Unchained
Side-by-side comparison of rates, custody models, and loan terms. Data verified May 16, 2026.
| Arch | Unchained | |
|---|---|---|
| APR (min) | 7.25% | 14.18% |
| APR (max) | 10.49% | 14.18% |
| Max LTV | 60% | 50% |
| Min loan | — | — |
| Max loan | No stated max | No stated max |
| Custody model | qualified custodian | multisig collaborative |
| Rehypothecation | No | No |
| Funding speed | — | — |
| States | — | — |
Arch
Bitcoin-backed loan with Anchorage Digital qualified custody, segregated wallets, $100M Lloyd's of London insurance, and explicit no-rehypothecation policy. Multi-collateral: BTC, ETH, SOL.
Full Arch review →Unchained
Operating since 2016. Multisig collaborative custody: borrower holds 1 of 3 keys. Non-rehypothecation is verifiable on-chain. $150K–$1M loan range. Rates by consultation; not publicly posted.
Full Unchained review →Compare all 15 lenders
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