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Lender Comparison

Milo vs Moon Mortgage

Side-by-side comparison of rates, custody models, and loan terms.

Rate data verified May 15, 2026 · Updated weekly

Milo and Moon Mortgage side by side

MiloMoon Mortgage
APR (min)7%By consultation
APR (max)8.5%
Max LTV100%100%
Min loan
Max loanNo stated maxNo stated max
Custody modelqualified custodianqualified custodian
RehypothecationNoNo
Funding speed
States

Key differences

Milo publishes fixed rates; Moon Mortgage quotes by consultation, typical of lenders serving larger or more complex borrowers.

About each lender

Milo

Operating since 2018; first crypto mortgage 2022. $100M+ originated including a record $12M single transaction (Feb 2026). Coinbase or BitGo qualified custody with self-custody option. Foreign nationals are a core market.

Full Milo review →

Moon Mortgage

Operating since 2022. Anchorage Digital qualified custody. $1M minimum loan; average loan ~$1.6M. Rates not publicly posted — contact directly.

Full Moon Mortgage review →

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borrowonbitcoin.com is a comparison publisher, not a lender or financial advisor. Data verified weekly. Full disclosures.