Borrow on ETFs

Borrow against your spot Bitcoin ETF

If you hold IBIT or another US spot Bitcoin ETF in a brokerage, you can borrow against it on margin instead of selling. We compare 9 US brokers by published margin rate, leverage, and minimums. 4 offer portfolio margin for higher leverage if you qualify. This is securities margin lending inside a brokerage, not a Bitcoin-backed loan, and the risks are different.

Read this first: leverage risk

Borrowing against a Bitcoin ETF through a brokerage is margin lending, a fundamentally different and higher-risk path than an over-collateralized Bitcoin-backed loan. Margin uses leverage, which amplifies losses as well as gains. If your ETF falls in value the broker can issue a margin call and sell your shares without notice, possibly at the worst time, and you can lose more than you put in. Margin interest rates are variable and reset when benchmark rates move. Each broker sets its own house maintenance requirement on a single volatile crypto ETF, which is often higher than the standard 25 to 30 percent, is set per security, and can change without notice. We are a publisher, not a broker, lender, or investment adviser, and nothing here is a recommendation to use margin or leverage. Verify every figure, and your own eligibility, with the broker before acting.

See your borrowing power and each broker's estimated cost. No account linking, no credit check.

Your spot Bitcoin ETF

Shares held

05,000+

Position value$36,040 (1,000 × $36.04, Jun 12, 4:00 PM ET)

How much do you want to borrow?

$0$36,040 (100% of position)

≈ 55% loan-to-value — above the ~50% Reg T limit; needs portfolio margin or a smaller loan

Email (optional — emails you the comparison)

We do not share your details with any broker. An optional email only unlocks emailing you the comparison. Margin investing carries a risk of loss beyond your initial investment.

Every broker we track

Sorted by lowest published margin rate. Click any broker for details and caveats.

9 brokers

Portfolio margin only

We list brokers whether or not they pay us; affiliate links are labeled and never change the order or data shown. We sort by published margin rate and available leverage, a transparent and mechanical order, never an editorial "best." Margin rates are variable and shown with the date we verified them. Whether a specific Bitcoin ETF is marginable, and its house maintenance requirement, is set per security by each broker and is generally not published, so confirm it directly before you rely on it.

borrowonbitcoin.com is a publisher, not a broker-dealer, bank, or investment adviser. We may receive compensation from some brokers when you visit them through our site; affiliate links are labeled. Compensation never changes a broker's ranking, position, or the data we publish. Comparing or listing a broker is not an endorsement of that broker or of margin trading. Margin and leverage involve a real risk of losing more than you invest; verify all terms with the broker before applying.