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Best Bitcoin loans by size

Bitcoin-backed loan pricing moves with how much you borrow and at what loan-to-value. Pick a loan size and drag the LTV to see every lender that qualifies, ranked by effective APR — origination fees included, exclusive partner rates and reader bonuses flagged.

Rates verified July 23, 2026.

Loan size

Loan-to-value30%

20%70%

8 lenders offer a sub-$100k loan at 30% LTV, lowest effective APR first. Effective APR includes origination fees.

SALTLowest effective APR at this size

7.49%effective APR

up to 70% LTVLoan size $5,000+Lender-held≈ $624/mo interest

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Figure

9.76%effective APR

up to 75% LTVLoan size No stated limitLender-held≈ $813/mo interest

Code BORROWONBITCOIN: Up to $100

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Arch (Standard)

9.99%effective APR (exclusive)

up to 60% LTVLoan size $5,000+Qualified custodian≈ $833/mo interest

Exclusive rate · 0.50% off via Arch

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APX Lending

10.99%effective APR

up to 60% LTVLoan size $25,000+Qualified custodian≈ $916/mo interest

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Arch (Deferred)

10.49%effective APR (exclusive)

up to 60% LTVLoan size $5,000+Qualified custodian≈ $874/mo interest

Exclusive rate · 0.50% off via Arch

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Strike

11.02%effective APR

up to 50% LTVLoan size $10,000–$5,000,000Lender-held≈ $918/mo interest

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Ledn

11.24%effective APR (exclusive)

up to 50% LTVLoan size $1,000+Qualified custodian≈ $937/mo interest

Exclusive rate · 0.25% off via Ledn

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Nexo

15.90%effective APR

up to 50% LTVLoan size $50–$2,000,000Lender-held≈ $1,325/mo interest

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Bitcoin mortgages

Property-backed Bitcoin loans, matched to the same size and LTV.

BetterLowest effective APR at this size

By quote

up to 97% LTVLoan size Up to $806,500Qualified custodian

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Bitcoin loan rates by size (rate index) →Best bitcoin loans →Lenders by maximum LTV →

borrowonbitcoin.com is a comparison publisher, not a lender or financial advisor. This page lists lenders that offer a loan of the selected size at the selected LTV, ranked by their published effective APR; it is not a recommendation of any lender for your situation. Exclusive rates are applied by the lender through our affiliate link; reader bonuses are the lender's own promotions, entered with the shown code. Rates change frequently — confirm live terms with each lender. Full disclosures.