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Best Bitcoin loans by size

By Steven Han and Michael Song

Bitcoin-backed loan pricing moves with how much you borrow and at what loan-to-value. Pick a loan size and drag the LTV to see every lender that qualifies, ranked by effective APR, with origination fees included.

Rates verified September 6, 2026 · rates last changed August 22, 2026.

Loan size

<$25k<$100k<$250k<$500k$1M>$1M

Loan-to-value30%

20%70%

8 lenders offer a sub-$100k loan at 30% LTV, lowest effective APR first. Effective APR includes origination fees.

SALTLowest APR

Effective APR7.49%

Max LTV70%

Loan size$5,000+

CustodyLender-held

Interest$624/mo

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Figure

Effective APR9.76%

Max LTV75%

Loan size$5,000+

CustodyLender-held

Interest$813/mo

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Arch

Effective APR10.49%

Max LTV60%

Loan size$5,000+

CustodyQualified custodian

Interest$874/mo

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APX Lending

Effective APR10.99%

Max LTV60%

Loan size$25,000+

CustodyQualified custodian

Interest$916/mo

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Strike

Effective APR11.02%

Max LTV50%

Loan size$10,000–$5,000,000

CustodyLender-held

Interest$918/mo

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Ledn

Effective APR11.49%

Max LTV50%

Loan size$1,000+

CustodyQualified custodian

Interest$958/mo

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Nexo

Effective APR15.90%

Max LTV50%

Loan size$50–$2,000,000

CustodyLender-held

Interest$1,325/mo

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CoinRabbit

Effective APR16.80%

Max LTV90%

Loan size$100+

CustodyLender-held

Interest$1,400/mo

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Bitcoin mortgages

Property-backed Bitcoin loans, matched to the same size and LTV.

BetterLowest APR

Effective APRBy quote

Max LTV97%

Loan sizeUp to $806,500

CustodyQualified custodian

Interest—

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