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Best Bitcoin loans by size

Bitcoin-backed loan pricing moves with how much you borrow and at what loan-to-value. Pick a loan size and drag the LTV to see every lender that qualifies, ranked by effective APR — origination fees included, exclusive partner rates and reader bonuses flagged.

Rates verified August 17, 2026.

Loan size

30%
20%70%

9 lenders offer a sub-$100k loan at 30% LTV, lowest effective APR first. Effective APR includes origination fees.

SALTLowest APR
Effective APR7.49%
Max LTV70%
Loan size$5,000+
CustodyLender-held
Interest$624/mo
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Figure
Effective APR9.76%
Max LTV75%
Loan size$5,000+
CustodyLender-held
Interest$813/mo
Code BORROWONBITCOIN: Up to $100
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Arch (Standard)
Effective APR · excl.9.99%
Max LTV60%
Loan size$5,000+
CustodyQualified custodian
Interest$833/mo
Exclusive rate · 0.50% off via Arch
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APX Lending
Effective APR10.99%
Max LTV60%
Loan size$25,000+
CustodyQualified custodian
Interest$916/mo
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Arch (Deferred)
Effective APR · excl.10.49%
Max LTV60%
Loan size$5,000+
CustodyQualified custodian
Interest$874/mo
Exclusive rate · 0.50% off via Arch
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Strike
Effective APR11.02%
Max LTV50%
Loan size$10,000–$5,000,000
CustodyLender-held
Interest$918/mo
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Ledn
Effective APR · excl.11.24%
Max LTV50%
Loan size$1,000+
CustodyQualified custodian
Interest$937/mo
Exclusive rate · 0.25% off via Ledn
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Nexo
Effective APR15.90%
Max LTV50%
Loan size$50–$2,000,000
CustodyLender-held
Interest$1,325/mo
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CoinRabbit
Effective APR16.80%
Max LTV90%
Loan size$100+
CustodyLender-held
Interest$1,400/mo
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Bitcoin mortgages

Property-backed Bitcoin loans, matched to the same size and LTV.

BetterLowest APR
Effective APRBy quote
Max LTV97%
Loan sizeUp to $806,500
CustodyQualified custodian
Interest—
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Bitcoin loan rates by size (rate index) →Best bitcoin loans →Lenders by maximum LTV →

borrowonbitcoin.com is a comparison publisher, not a lender or financial advisor. This page lists lenders that offer a loan of the selected size at the selected LTV, ranked by their published effective APR; it is not a recommendation of any lender for your situation. Exclusive rates are applied by the lender through our affiliate link; reader bonuses are the lender's own promotions, entered with the shown code. Rates change frequently — confirm live terms with each lender. Full disclosures.