borrowonbitcoin

Bitcoin-Backed Loans in New York (2026)

7 of the 8 Bitcoin-backed loan lenders we track serve New York, with rates from 7.25% APR. Here is who lends in New York, who doesn't, and what each offers.

Availability verified June 12, 2026 · Updated weekly

Lenders available in New York

Arch (Standard) logoArch (Standard)
from 7.25% APRup to 60% LTVQualified custodian
Visit Arch (Standard) →Review →
SALT logoSALT
from 7.49% APRup to 70% LTVLender-held
Visit SALT →Review →
Strike logoStrike
from 7.49% APRup to 50% LTVLender-held
Visit Strike →Review →
Ledn logoLedn
from 9.25% APRup to 50% LTVQualified custodian
Visit Ledn →Review →
APX Lending logoAPX Lending
from 9.99% APRup to 60% LTVQualified custodian
Visit APX Lending →Review →
CoinRabbit logoCoinRabbit
from 11.95% APRup to 90% LTVLender-held
Visit CoinRabbit →Review →
Unchained logoUnchained
from 14.18% APRup to 50% LTVCollaborative multisig
Visit Unchained →Review →

Not available in New York

Figure does not currently lend in New York, based on each lender's stated coverage.

What to know about borrowing in New York

Availability above reflects each lender's stated state coverage, which we verify weekly. It is not legal or financial advice, and a lender's coverage or a state's rules can change, so confirm current eligibility with the lender when you apply. A Bitcoin-backed loan in New Yorkworks the same way it does elsewhere: you pledge Bitcoin as collateral and borrow against it without selling, so the differences that matter most are rate, maximum LTV, and custody model, all shown above and explained in each lender's review.

Frequently asked

Can I get a Bitcoin-backed loan in New York?

Yes. 7 of the Bitcoin-backed lenders we track serve New York, with starting rates from 7.25% APR. They include Arch (Standard), SALT, Strike, Ledn, and others.

Which lenders offer Bitcoin-backed loans in New York?

Arch (Standard), SALT, Strike, Ledn, APX Lending, CoinRabbit, Unchained all serve New York according to their stated coverage, which we verify weekly.

Are any Bitcoin loan lenders not available in New York?

Figure does not currently lend in New York.

Cite this data

Bitcoin-backed loan availability in New York: 7 of 8 tracked lenders serve the state, from 7.25% APR. borrow/on/bitcoin, verified June 12, 2026. https://borrowonbitcoin.com/bitcoin-loans/new-york

Free to cite with attribution and a link. Media inquiries welcome.

Compare these lenders for your numbers

Enter your loan amount, BTC holdings, and New York as your state to see who fits and what it costs.

Open the comparison tool →

Compare lenders head-to-head

Coinbase vs. LednCoinbase vs. SALTCoinbase vs. UnchainedArch (Standard) vs. LednLedn vs. UnchainedFigure vs. Arch (Standard)

borrowonbitcoin.com is a comparison publisher, not a lender or financial advisor. How we verify · Rate Index.