Bitcoin Loan Market Report: June 2026

This is our first monthly market report. We began capturing daily published-rate snapshots on Jun 16, 2026, so June 2026 sets the baseline; from here each report tracks month-over-month moves. Below is where the market sits today.

Average APR

8.58%

Lowest APR

7.25%

Median APR

8.37%

Highest max LTV

75%

Rate changes in June 2026

Daily published-rate tracking began Jun 16, 2026, so this inaugural report sets the baseline rather than a month of moves. Future reports will show each lender's changes. The Rate Index shows the live picture.

Where the market sits

Across the 6 lenders in the index, published starting rates run from 7.25% to 10%, averaging 8.58%. For the live, daily-updated picture and the chart against the 1-year Treasury, see the BOB Bitcoin Loan Rate Index.

Cite this report

Bitcoin Loan Market Report, June 2026: 0 published rate changes (0 cuts, 0 increases); average published starting rate 8.58% across 6 lenders. borrow/on/bitcoin. https://borrowonbitcoin.com/reports/june-2026

Free to cite with attribution and a link. Media inquiries welcome.

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