Bitcoin Loan Market Report: June 2026
In June 2026, 2 of the lenders we track changed their published rate (1 cut, 1 increase). Here is the record, with where the index sits now.
Average APR
10.42%
Lowest APR
8.75%
Median APR
10.74%
Highest max LTV
75%
Rate changes in June 2026
- Figure10.00% → 9.76%↓ Rate cut · Jun 26, 2026
- Strike7.49% → 7.75%↑ Jun 26, 2026
Where the market sits
Across the 6 lenders in the index, the rate for a $100,000 loan at 50% LTV runs from 8.75% to 11.49%, averaging 10.42%. Cuts and increases were balanced. For the live, daily-updated picture and the chart against the 1-year Treasury, see the BoB Bitcoin Loan Rate Index.
Cite this report
Bitcoin Loan Market Report, June 2026: 2 published rate changes (1 cut, 1 increase); average 10.42% APR for a $100k loan at 50% LTV across 6 lenders. borrow/on/bitcoin. https://borrowonbitcoin.com/reports/june-2026
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