Arch Discount: −0.50% APR Exclusive Rate (August 2026)
Yes — an exclusive Arch discount exists: up to 0.50 percentage points off Arch's standard APR, extended by Arch to Borrow/On/Bitcoin readers and applied automatically when a loan is started through our link. It applies to every APR Arch quotes, not one loan size: as of August 2026, Arch's 8.24%–10.49% range becomes 7.74%–9.99% for loans from $50k to $2M at 50% LTV.
Rates verified August 11, 2026 from Arch’s primary sources.
Arch standard vs. discounted APR by loan size
At 50% LTV. The discount applies to whichever tier the loan falls in.
| Loan size | Standard APR | With discount | You save |
|---|---|---|---|
| $50k | 10.49% | 9.99% | 0.50 pts |
| $100k | 10.49% | 9.99% | 0.50 pts |
| $250k | 9.99% | 9.49% | 0.50 pts |
| $500k | 9.99% | 9.49% | 0.50 pts |
| $1M | 8.99% | 8.49% | 0.50 pts |
| $2M | 8.24% | 7.74% | 0.50 pts |
How the Arch discount works
- Start your loan application through the Borrow/On/Bitcoin link below. There is no code to enter.
- Arch identifies the referral and applies the reduced rate to your loan automatically.
- The discount applies to your tier’s rate, so it compounds with Arch’s size-based pricing rather than replacing it.
Questions
- Is there a Arch discount code?
- No — there is no code to enter. The discount is applied automatically by Arch when you start your loan through the Borrow/On/Bitcoin link. If you go to Arch directly, the standard rate applies.
- Does the Arch discount stack with tiered rates?
- Yes. Arch prices by loan size, and the discount is applied to whichever tier your loan falls in, so a larger loan gets both the lower tier rate and the discount. The table above shows the effect at each size.
- Is this Arch's public referral program?
- No — it is a distinct, partner-exclusive arrangement, not the public referral offer. This rate is negotiated exclusively for Borrow on Bitcoin readers. It is 0.50% below Arch's standard rate, applied automatically by Arch when you start your loan through our link. Estimated effective APR; rate and terms are set by Arch. Borrow on Bitcoin is a comparison publisher, not a broker or lender.
Disclosure
This rate is negotiated exclusively for Borrow on Bitcoin readers. It is 0.50% below Arch's standard rate, applied automatically by Arch when you start your loan through our link. Estimated effective APR; rate and terms are set by Arch. Borrow on Bitcoin is a comparison publisher, not a broker or lender.
Borrow/On/Bitcoin earns an affiliate commission when a reader starts a loan through our link. This is a marketing arrangement with the lender, not brokering: we do not negotiate, arrange, grant, or advise on any individual’s loan, and the rate and all terms are set and applied by Arch. Partner discounts are deliberately not applied to the BoB Bitcoin Loan Rate Indexor any market-snapshot data endpoint, which track each lender’s standard published rate.