What is Figure's BORROWONBITCOIN promo code?

BORROWONBITCOIN is a promo code Figure created for Borrow/On/Bitcoin readers. It is worth $50 for taking out a crypto-backed loan and another $50 for depositing $500 within 30 days of opening your account, for up to $100 in total. A separate $100 referral bonus applies each time someone you refer completes a loan or deposits $500.

Does the Figure bonus lower my interest rate?

No. It is a cash bonus paid by Figure and does not change the interest rate, origination fee, or LTV terms. That is the difference between this and the Ledn and Arch offers, which reduce the APR itself and therefore keep saving money for as long as the loan is open.

Enter BORROWONBITCOIN when you open your Figure account, then complete the qualifying actions within Figure's stated windows. The terms and eligibility are Figure's and can change, so confirm the current details with Figure before relying on any specific amount.

Figure Promo Code BORROWONBITCOIN: Up to $100 Bonus (August 2026)

Yes — Figure gives Borrow/On/Bitcoin readers up to $100 in bonuses with promo code BORROWONBITCOIN: $50 for taking out a crypto-backed loan, plus $50 for depositing $500 within 30 days of opening the account. As of August 2026 this is a cash bonus paid by Figure, not a rate discount — it does not change the interest rate, origination fee, or LTV terms on the loan itself.

Figure rate data verified August 11, 2026 from primary sources.

What you get

Bonus	Amount	Condition
Loan bonus	$50	Take out a crypto-backed loan
Deposit bonus	$50	Deposit $500 within 30 days of opening the account
Referral	$100	Each referral who completes a loan or deposits $500

Figure’s actual loan terms

The bonus does not change any of these. Figure’s APR runs 9.76%–12.35% up to 75% LTV, with a 0.85% origination fee. Judge the loan on those numbers first — a one-time $100 is small next to a rate you pay all year.

Questions

What is Figure's BORROWONBITCOIN promo code?: BORROWONBITCOIN is a promo code Figure created for Borrow/On/Bitcoin readers. It is worth $50 for taking out a crypto-backed loan and another $50 for depositing $500 within 30 days of opening your account, for up to $100 in total. A separate $100 referral bonus applies each time someone you refer completes a loan or deposits $500.
Does the Figure bonus lower my interest rate?: No. It is a cash bonus paid by Figure and does not change the interest rate, origination fee, or LTV terms. That is the difference between this and the Ledn and Arch offers, which reduce the APR itself and therefore keep saving money for as long as the loan is open.
How do I claim it?: Enter BORROWONBITCOIN when you open your Figure account, then complete the qualifying actions within Figure's stated windows. The terms and eligibility are Figure's and can change, so confirm the current details with Figure before relying on any specific amount.

Open a Figure account with code BORROWONBITCOIN

Disclosure

With code BORROWONBITCOIN: $50 for taking out a crypto-backed loan, plus $50 for depositing $500 within 30 days of account creation. You can also earn $100 for each person you refer who completes a loan or deposits $500.

The bonus is paid by Figure and subject to Figure’s terms, which Figure can change. Borrow/On/Bitcoin earns an affiliate commission when a reader opens an account through our link. We are a comparison publisher, not a lender or broker. Reader bonuses are flagged on our comparison pages but never change the ranking, and are not applied to the BoB Bitcoin Loan Rate Index.