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Bitcoin Liquidation Price Calculator

Find the exact Bitcoin price at which your loan would be liquidated. Enter your pledged BTC, loan amount, and your lender's liquidation threshold to see your liquidation price and how far Bitcoin can fall before a forced sale.

BTC
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The LTV at which the lender force-sells your collateral. Liquidation usually sits above the margin-call threshold; confirm both in your loan agreement.

Current LTV

40.8%

$26,000 ÷ $63,800

Liquidation price

$30,588

at 85% LTV on 1.00 BTC

Buffer before liquidation

52%

BTC can fall before forced sale

If Bitcoin falls to $30,588 (a 52% drop from $63,800), your LTV reaches 85% and the lender can liquidate your Bitcoin to repay the loan. A margin call typically fires earlier, giving you a window to add collateral or pay down the loan first. Illustrative. Thresholds and liquidation mechanics vary by lender, check your loan agreement.

How the liquidation price is calculated

Your loan amount is fixed in dollars, but your collateral's value moves with Bitcoin's price. As the price falls, your loan-to-valueratio rises. Liquidation happens when LTV reaches the lender's threshold:

Liquidation price = loan amount ÷ (BTC pledged × liquidation LTV)

So a $40,000 loan against 1 BTC at an 85% liquidation threshold liquidates near $47,059. The lower your starting LTV, the further Bitcoin has to fall before that point.

Margin call vs. liquidation

A margin call fires first, as a warning to add collateral or repay. Liquidation is the forced sale that follows if you do not respond. The gap between the two thresholds is your response window. Model both, and remember a forced sale is also a taxable event. The full mechanics are in our Bitcoin loan calculator and the complete guide to bitcoin loans.

Compare liquidation terms across lenders

Margin-call and liquidation thresholds vary widely. Our comparison table shows each lender's policy alongside custody and rehypothecation.

Compare Bitcoin loan lenders →

This calculator is for illustrative purposes only. Liquidation thresholds and mechanics vary by lender and loan agreement. borrowonbitcoin.com is not a lender or financial advisor. Full disclosures.