Arch (Standard) vs CoinRabbit
Side-by-side comparison of rates, custody models, and loan terms.
Rate data verified June 9, 2026 · Updated weekly
Arch (Standard) and CoinRabbit side by side
| Arch (Standard) | CoinRabbit | |
|---|---|---|
| APR (min) | 7.25% | 11.95% |
| APR (max) | 10.49% | 16.8% |
| Max LTV | 60% | 90% |
| Min loan | — | — |
| Max loan | No stated max | No stated max |
| Custody model | qualified custodian | lender pool |
| Rehypothecation | No | No |
| Funding speed | — | — |
| States | — | — |
Key differences
On posted APR, Arch (Standard) starts lower (7.25% vs 11.95%); whether that's the better deal depends on loan size and origination fees, both folded into the effective APR figures in our table above. Custody differs: Arch (Standard) uses qualified custodian, CoinRabbit uses lender pool, a meaningful distinction for any borrower who weighs counterparty risk against rate. CoinRabbit offers a higher maximum LTV (90% vs 60%), which means more buying power per BTC pledged but a narrower buffer before liquidation if Bitcoin's price falls.
About each lender
Arch (Standard)
Bitcoin-backed loan with Anchorage Digital qualified custody, segregated wallets, $100M Lloyd's of London insurance, and explicit no-rehypothecation policy. Multi-collateral: BTC, ETH, SOL.
Full Arch (Standard) review →CoinRabbit
Operating since November 2020. $1.45B+ originated. Low $100 minimum loan, ~10 minute funding, 350+ collateral assets supported. Specific qualified custodian not disclosed publicly.
Full CoinRabbit review →Compare all 15 lenders
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