CoinRabbit Review: 2026 Bitcoin Loan Comparison
Rate data verified July 28, 2026 · Verified daily
Operating since November 2020. $1.45B+ originated. Low $100 minimum loan, ~10 minute funding, 350+ collateral assets supported. Specific qualified custodian not disclosed publicly. Not available to US residents: CoinRabbit's Terms of Use bar US citizens and residents (and the UK and Hong Kong), so US borrowers are not eligible.
Your CoinRabbit rate
BTC $63,782 · liveEstimate only, at BTC $63,782. No credit pull · Confirm live terms with CoinRabbit.
Key facts
- $100 minimum loan
- ~10 minute funding
- 350+ collateral assets supported
- Not available to US residents
- $1.45B+ originated
Refinancing
CoinRabbit loans are open-ended with no maturity date, so there is no refinance or renewal step. You keep the loan open and pay interest, and can increase the loan or top up collateral at any time.
How CoinRabbit compares at $100K
| Lender | APR | Max LTV | Rehypothecation | Cure window |
|---|---|---|---|---|
| CoinRabbit | 16.8% | 90% | No | None stated |
| Strike | 11.02% | 50% | No | Yes |
| SALT | 8.75% | 70% | No | Yes |
| Ledn | 11.49% | 50% | No | None stated |
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Frequently asked
Is CoinRabbit safe to borrow against Bitcoin?
CoinRabbit is operating since 2020. Your collateral is handled via lender-held pool. CoinRabbit does not rehypothecate your Bitcoin. Insurance coverage: Not publicly posted. Cold storage, multisig, 100% capital reserves, no rehypothecation.. As with any Bitcoin-backed loan, review the custody model, liquidation thresholds, and loan terms carefully before borrowing.
What rates does CoinRabbit charge?
CoinRabbit charges 11.95%–16.8% APR. Fixed-rate fixed-term APR (effective APR, CoinRabbit's stated rate already includes its fees): 11.95% at 50% LTV, 16.80% at 90% LTV. Max LTV 90%. Source: coinrabbit.io borrow widget, verified live 2026-07-05. (The estimate API is now x-api-key gated; rates read from the rendered widget.) There is no origination fee.
Does CoinRabbit rehypothecate my Bitcoin?
No, CoinRabbit does not rehypothecate your Bitcoin. Your collateral is held via lender-held pool and is not re-lent to other parties.
What states does CoinRabbit serve?
CoinRabbit is available in Not publicly posted. State availability not publicly posted Always confirm current availability directly with CoinRabbit before applying, as state coverage can change.
How fast does CoinRabbit fund loans?
CoinRabbit typically funds within Instant. Loan terms: Open-ended (no fixed maturity date) by default; 30-day fixed-term option available at reduced rate. Actual timing may vary based on verification requirements and your specific situation.
What fees does CoinRabbit charge?
Known fees include: no origination fee; No prepayment penalties. Repay in full or partial at any time with no fixed schedule.. Always request a full fee disclosure from CoinRabbit before signing any loan agreement.
How does CoinRabbit compare to other Bitcoin loan lenders?
To see CoinRabbit side-by-side with every other major Bitcoin loan lender, rates, custody model, LTV, and more, use the free comparison tool at borrowonbitcoin.com. You can sort by APR, LTV, funding speed, or custody model and filter to your state.
Bitcoin loans by state
Which lenders operate where, plus the sell-vs-borrow tax angle for your state: