We built Borrow on Bitcoin to do one thing well: let you compare Bitcoin-backed loans side by side, without the noise. Today we are adding something for the people who use it. A few lenders now give you a better rate when you start through our site than you would get going to them directly.
Two are live right now. Ledn takes up to 25 basis points off its standard rate, and Arch takes 50 basis points off, for borrowers who start at Borrow on Bitcoin.
What is on the table today
| Lender | Discount off the standard rate | How you get it |
|---|---|---|
| Ledn | Up to 0.25% (25 basis points) | Start your loan through Ledn's page on our site |
| Arch | 0.50% (50 basis points) | Start your loan through Arch's page on our site |
A basis point is one hundredth of a percent, so 50 basis points is half a percentage point below the rate you would otherwise be quoted. On a $100,000 loan that adds up over the life of the loan, and it costs you nothing to take.
How to get it
Getting the rate is simple. Compare lenders the way you already do. When you pick Ledn or Arch, follow the link from their page on our site. The discount applies because you came through Borrow on Bitcoin. There is no code to enter, and no extra step.
Affiliate link, we may earn a commission at no cost to you.
Affiliate link, we may earn a commission at no cost to you.
Why you can trust the number
One note on how this works, since it is the reason the number holds up. We do not lend, we do not take your application, and we do not sell your information. Some lenders pay us a referral fee when you visit them through the site, which is how the platform stays free. These discounts come out of that same arrangement. They do not change which lenders we show, how we rank them, or what the Rate Index reports. The Index still tracks each lender's standard rate, so you can always see the discount for what it is.
We will add more of these as we sign them. For now, if you are shopping, Ledn and Arch are the two to look at first.
Rates are current as of July 2026 and are set by each lender. They can change, and the discount applies to the lender's standard published rate at the time you borrow. Confirm the final terms with the lender before you sign.